National Reserve Bank of Tonga List of Licensed Moneylenders

The public is advised that businesses and individuals offering money lending services must have a valid license issued by the Reserve Bank under the Moneylenders Act 2018. Authorized lenders are required to display their license at their main location, so customers can easily verify their legitimacy. Stay informed and make wise financial decisions!

Also read in Tongan: Lisi ‘o e Ngaahi Kautaha Nō atu ‘o e Pa’anga ‘oku laiseni ‘I he Pangikē Pule Fakafonua ‘o Tonga

The Reseve Bank seeks that we work together, to ensure a safe and secure financial environment for everyone. If you come across anyone conducting unauthorized moneylending, kindly report them to the Reserve Bank. Unauthorized moneylenders must immediately stop their operations and apply for a valid license from the Reserve Bank. It is crucial to know that any agreements made with individuals claiming to be moneylenders without a valid license are not legally binding.

Conducting money lending without a license is a serious offence, punishable by a fine of up to $10,000 or imprisonment for up to three years, or both, as per section 3 of the Moneylenders Act 2018.

The list below are authorized to operate moneylending business in the Kingdom under the Moneylenders Act 2018:


  • ATL Finance
  • Brelatiani Finance
  • Fangumalingi Finance
  • Federal Pacific Finance
  • Five Star Finance
  • Hepisipa Finance
  • Jehova Tsidkenu Finance
  • Saineha Kaufusi Family Finance
  • Siale Finance
  • Touii Funa Freeway Trading Finance


  • 3'S and L Finance
  • Alisi Finance Services
  • 'Api ko Fakaongo mai Financial Services
  • Dachi Finance
  • Fakatoumafi Finance
  • Halaano Finance Services
  • Halafihi Finance
  • Kaleli Finance
  • Koloa'ia Mei Langi Finance
  • Lavinia Finance
  • Layla Rose Finance
  • Leilani Finance & Services
  • Leilea Finance
  • Lela Finance
  • Lelei Finance Ltd
  • Litiana Maopa Movete Finance
  • Maama Atu Finance
  • Maamaloa Loan & Finance
  • Millis Loan & Finance
  • Mlita Financial Services
  • MOM Finance
  • Mona Finance
  • Mygrace he 'ofa Finance
  • National Business Services
  • Praise of blessing Finance
  • S & S Finance
  • Siangana Palu's Finance
  • Siaosi Finance
  • Sinakiteu Finance t/as 'Alauni Puafisi
  • Soifua Security & Finance Services
  • T & M Finance
  • Ta'ai Siale Finance
  • Taniela Filimoe'ulie Manu (T.F.M) Finance
  • Tapuaki he Lotu Finance
  • Theo's Finance
  • Tiana & Sam Finance
  • TJ Finance Services
  • Toutaiola Finance
  • Veimana Finance & Exports


  • 'Ofa ki Vahafolau Finance
  • 'Akanesi Line Fatai Finance
  • 'Ana Lupe Tu'i Finance
  • Aurora Finance
  • Christian Finance Services
  • Cumorah Finance
  • DAVIS Finance
  • Elsie-Sumajoel Leka Finance
  • Family Finance
  • FMF Finance
  • Friendly Island Community Financial Services
  • Fuahau Leo Finance
  • Hala Kakala Finance
  • Hau 'a Tangata Finance
  • Johnia Cash & Finance
  • JTS Finance
  • Kakala Lousiale Finance
  • Kilan Finance
  • KJ & Cuzn Finance
  • Lavenga Finance
  • Lutoviko Mikaele Finance
  • Mackenly Finance
  • Maka Ha Mai Finance
  • Marlin Finance
  • Ma'u He 'Ofa Finance
  • Milan's Finance & Equipment Hire
  • Milise Finance
  • Mo'ui he Kelesi Finance
  • ODDY Finance
  • Ordlee Finance
  • Palu Aviation Services Limited
  • Pasa Finance
  • PJ_AS Faitotonu Finance
  • Polotani 'Ofa ki Valley View Finance
  • Pupe Finance
  • Rainbow Finance
  • S.M.L Jr Finance
  • SSE Finance
  • Takai Sister's Finance
  • Tau'ataina Finance
  • Taumoe'anga Finance
  • Tava Finance
  • Tiffany Tapuaki Finance
  • Veisinia Monu Finance
  • Victoria Finance
  • Zauna Finance


The licensed moneylenders listed above are also reminded to contact the Reserve Bank immediately for its annual license renewal. For more information, please contact the Non-Bank Financial Institutions Department of the National Reserve Bank of Tonga.


Financial Institutions Department
National Reserve Bank of Tonga
Fasi mo e Afi

Telephone: (676) 24057
Fax: (676) 24201

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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